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Cost of Living in Harrisburg, Pennsylvania

Cost of Living in Harrisburg, Pennsylvania

Harrisburg is one of the most liveable cities in Pennsylvania, with lots to offer in terms of rentals and things to do. If you’re looking to move to Harrisburg, we have all the information you need regarding the cost of living, taxes and entertainment to make your transition to this beautiful city as smooth as possible. 

There’s much to consider when it comes to the cost of living in a certain area, and our guide to the cost of living in Harrisburg, PA, will help you understand how a move to Harrisburg will impact your finances. We hope you see what makes this beloved city worth living in!

Is Living in Harrisburg Expensive? 

The total cost of living in Harrisburg, Pennsylvania, is 3% higher than the national average in the United States. Several expenses, including the following, influence the cost of living: 

  • Food.
  • Transportation.
  • Utilities.
  • Housing.
  • Health care.
  • Entertainment.

You can calculate your cost of living based on your household salary and your starting city using calculators like this one from Forbes. While living in Harrisburg might cost slightly more than other United States cities, Harrisburg boasts historical sites, entertainment options, food establishments and a welcoming atmosphere that many residents fall in love with.  

How Much Should You Spend on Rent in Harrisburg? 

As a rule of thumb, you should spend under 30% of your overall income on apartment rent. Rent will typically be one of your most significant costs each month, and the cost of housing in Harrisburg is on par with U.S. averages. 

How Much Should You Spend on Housing in Harrisburg? 

The average housing costs in Harrisburg are 0% higher than the national average, and the median home price is $452,266. If you’re looking to buy a home in Harrisburg, you can enjoy real estate costs that are not generally higher than the U.S. average. When moving, you’ll also want to account for the costs of moving or buying furniture and decor for your new space. 

How Does Harrisburg’s Cost of Living Compare to Other Cities?

As mentioned, the cost of living in Harrisburg is 3% higher than the national average, and housing is consistent with the U.S. average. Here’s how some other expenses compare:

  • Food: 2% higher than national averages. 
  • Utilities: 9% higher than national averages.
  • Health care: 4% lower than national averages.
  • Transportation: 5% higher than national averages. 

How Much Money Do You Need to Make to Live in Harrisburg? 

Single individuals should make at least $15.88 to live comfortably in Harrisburg. However, if you have a family or plan to have a family in the future, you will likely need to earn more than what it costs to live comfortably as a single person. For example, two working adults with two children will likely need to earn at least $23.87 each to live comfortably in Harrisburg. 

Additionally, before you make the move, consider the typical annual salaries for your position or field in Harrisburg. A good rule to live by is the 50-30-20 rule for budgeting. This requires spending 50% of your income after tax on needs, 30% on wants and 20% on investments and savings. 

Cost of Living in Harrisburg, Pennsylvania

Is Harrisburg a Good Place to Live? 

Harrisburg ranked as the best place to live in Pennsylvania and the 38th best place to live in the United States in the U.S. News and World’s Best Places to Live report. 

Harrisburg is a historic city with a modern flair. Its traditional architecture and cutting-edge innovative attractions make citizens happy to call Harrisburg home. The Pennsylvania state capital hosts various agricultural shows, historic landmarks and advanced technology. 

Moreover, the city is conveniently located within 100 miles of Philadelphia and within 70 miles of Baltimore. Cities like Pittsburgh, New York and Washington are also within a day’s drive of Harrisburg. 

How Much Is Tax in Harrisburg? 

The minimum sales tax rate for Harrisburg is 6%. This is the amount you can expect to pay on the items you buy. The 6% accounts for a total of city, county and state sales tax rates — the Pennsylvania sales tax rate is 6%, while both the county and Harrisburg sales tax rates are 0%. Additionally, you’ll pay a 1% income tax and may need to pay property taxes depending on where you decide to live. 

Are There Free Things to Do in Harrisburg?

There are plenty of fun things to do in Harrisburg that are affordable or free! From beautiful lakes for swimming to exploring state parks near Harrisburg, there’s so much to see and do. Another tip is to visit large student-populated areas to find free or low-priced events and places to eat. You’ll often find great opportunities to take advantage of discounts. This is an excellent way to keep your cost of living in Harrisburg reasonable. 

Can You Save Money Using Public Transport in Harrisburg? 

According to the Pennsylvania Department of Transportation, you may save over $10,000 per year using public transport rather than driving, depending on where you live. There are also plenty of ways to explore Harrisburg without a car in the city. Using public transport allows you to save on gas money, keep your tires lasting longer, and spend more time reading or relaxing on your way to work. Be sure to check with your Harrisburg employer if they offer reduced bus or transit fee passes to further lower your transport costs in Harrisburg. 

Is Eating Out in Harrisburg Affordable? 

Going out to eat in Harrisburg, Pennsylvania, is generally affordable. It is also important to consider their food and restaurant prices when planning your cost of living in Harrisburg. Eating out in this city is always worth it. There are wonderful places to enjoy brunch, delicious outdoor dining places to try and perfect restaurants for romantic dates — or simply treating yourself because you deserve it. 

Find a Rental Community in Harrisburg With Triple Crown Corporation 

Harrisburg has plenty to offer residents, from outdoor experiences to live music and delicious eats. If you’re looking for a new home, explore the rental communities from Triple Crown Corporation. We understand your desire to find a safe, secure community that makes you feel at home. That’s why we do our best to provide the best value real estate services and dozens of rental options. 

Whether you want to live in an area close to the highway for an easier commute or find an apartment rental that allows you to keep your furry friend, Triple Crown Corporation will help you find a home that matches your needs. There’s nothing more important than feeling good in your home, and we can help you achieve that elusive feeling. We welcome you to contact us today to discuss finding a rental community that suits you. 

Cost of Living in Harrisburg, Pennsylvania